For most people, a home is the biggest investment they will ever make in their lives. Come learn the basics before you buy. During this session we will cover:
• Pros and cons of homeownership
• Obtaining a mortgage
• Inclusionary housing programs
• Shopping for and maintaining your home
This workshop will be led by Teresa Garza. Teresa has over 20 years of housing counseling experience, including real estate, real estate finance, housing counseling, and financial coaching. Throughout her career, she has worked with low to moderate-income populations, including immigrants and monolingual Spanish-speaking clients. Her work supports families in achieving and maintaining homeownership, using coaching and inclusionary housing programs. During the financial crisis of 2007-2008, she put her expertise to work as a foreclosure fighter. Due to a desire to enhance her counseling skills, Teresa earned a master’s in counseling psychology in 2019. She also holds a HUD certification in housing counseling and is an AFCPE Certified Financial Fitness Coach and AFCPE Accredited Financial Counselor.